Mortgage Loan KIT
Basics   Strategies   Loan
Types
  Refinancing,
Second Mortgages
YOUR MONTHLY PAYMENT IS A "PITI"
Your monthly mortgage payment is likely to include four elements: Principal, Interest, Taxes and Insurance -- referred to as PITI. More >>
HERE'S WHO HELPS OUT WITH YOUR HOME PURCHASE
Lots of people need to be involved when you seek a loan to purchase a home. More >>
HOW YOUR CREDIT SCORE IS GRADED
The newest method used by lenders to determine credit worthiness is credit scoring. More >>
DEBT-TO-INCOME DEFINES HOW MUCH MORTGAGE YOU CAN AFFORD
If you've looked into how much you might be able to borrow for a home purchase, you may have run into a the term "debt to income ratio." More >>
HOW TO PREPARE FOR YOUR LOAN APPLICATION
There are some steps you need to take in working with a lender to make the process work smoothly. More >>
8 QUESTIONS TO ASK A MORTGAGE PROFESSIONAL
Home buyers sometimes overlook one important step that can save thousands of dollars: shopping for the right loan. More >>
HOW, WHY AND WHEN MORTGAGE LOAN RATES CHANGE
When the Federal Reserve Board (the Fed) goes on a rate cutting spree or decides to raise interest rates, many borrowers expect mortgage interest rates to follow closely behind. More >>
TWO TITLE INSURANCE POLICIES PROTECT LENDER AND BUYER
When a home buyer takes out a mortgage on a property, lenders require the borrower to purchase a lender's title insurance policy. More >>
ESCROW ACCOUNTS PROTECT ALL PARTIES TO A LOAN
A mortgage payment doesn't just pay the mortgage. In most cases, your money will also go to insurance companies and your local government. More >>
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