Monday, April 23, 2018
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Randi F. Rainmaker
CLHMS, GRI, ABR, CCIM, ePro, EcoBroker
Gooder Group
2724 Dorr Ave, Ste 103
Fairfax, Virginia 22031

Office: 703-698-7750
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Weekly Wisdom Direct To You
For the Week of April 22, 2018...

Line Up Your Down Payment Cash Now

It's not uncommon for today's buyers to worry more about their down payment than their monthly payment. Before you get serious about finding a home, be sure to line up your available cash for a down payment. Knowing how much cash you have will affect your "loan to value" (down payment as percentage of home value), which in turn influences rates and private mortgage insurance (PMI). PMI is required by lenders to protect them against loss when a down payment is less than 20%. The extra monthly cost of PMI in turn reduces the amount you can borrow -- and the home price you can afford.

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MAGIC Improve Your Chances Of Getting The Right Loan
MORE FOR LESS Six Tips For Getting The Best Loan
IDLE EQUITY Put Your Home's Equity To Work With Six Savvy Strategies
MORTGAGE Insider's Guide To The Latest Home-Loan Opportunities
SHELTER Six Little-Known Ways To Help Relatives Finance a Home
QUALIFIED How Much House Can You Really Afford?
OPTIONS Ten Savvy Ways To Pay For A HomeToday
LOWER RATE Seven Smart Ways To Reduce Your Mortgage
CREDIT REPAIR How To Move From Rejection To Approval
WHY REFI Five Great Reasons To Refinance Today
 
       
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