Monday, October 22, 2018
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Randi F. Rainmaker
CLHMS, GRI, ABR, CCIM, ePro, EcoBroker
Gooder Group
2724 Dorr Ave, Ste 103
Fairfax, Virginia 22031

Office: 703-698-7750
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What can I do to prepare for a smooth settlement?

Notebook Once you've decided on a new home and signed the sales contract, numerous details need attention before settlement. Here is a checklist to help you get ready.

Before Settlement:
  • Choose an experienced and well-recommended settlement agent as soon as possible, and give their name to your agent. Find out about fees and overall closing expenses;
  • Convey a copy of the contract and the names of all parties involved in the sale/purchase to the settlement agent;
  • Check back to be sure the settlement agent orders a title examination, title insurance for the lender, survey of the property, and payoff notice of the seller's mortgage. Also be certain the seller has provided pest and any other needed inspections.
  • Obtain from the settlement agent settlement-cost estimates, including pro-rated homeowner dues, utilities, etc.
  • Provide the settlement agent with a paid receipt for a one-year hazard insurance policy, and get an estimate of cash needed at closing.
  • Make a walk-through inspection of the property and notify the settlement agent if there are any major problems.
At Settlement:
  • Review all documents and sign. You'd be wise to buy homeowners title insurance.
After Settlement:
  • Receive recorded deed and title insurance policy, if bought.
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MAGIC Improve Your Chances Of Getting The Right Loan
MORE FOR LESS Six Tips For Getting The Best Loan
IDLE EQUITY Put Your Home's Equity To Work With Six Savvy Strategies
MORTGAGE Insider's Guide To The Latest Home-Loan Opportunities
SHELTER Six Little-Known Ways To Help Relatives Finance a Home
QUALIFIED How Much House Can You Really Afford?
OPTIONS Ten Savvy Ways To Pay For A HomeToday
LOWER RATE Seven Smart Ways To Reduce Your Mortgage
CREDIT REPAIR How To Move From Rejection To Approval
WHY REFI Five Great Reasons To Refinance Today
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