Saturday, October 20, 2018
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Randi F. Rainmaker
CLHMS, GRI, ABR, CCIM, ePro, EcoBroker
Gooder Group
2724 Dorr Ave, Ste 103
Fairfax, Virginia 22031

Office: 703-698-7750
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Are there any questions I should be sure to ask a potential lender?

Bell Yes. If you are shopping for a loan, here's a quick look at ten pertinent questions you should ask every loan officer:
  1. What types of financing do you handle? VA? FHA? Conventional? Adjustable Rate?
  2. What is the total cost of origination and/or application fees?
  3. How much are lender's processing fees? (Document review, underwriting fee, document preparation, tax service, etc.)
  4. How many points will be charged?
  5. What are the loan's interest rate and annual percentage rate (APR)? APR is a combination of interest rate, points, and other charges divided by the loan's term to give an annualized rate.
  6. How long will it take to process the loan?
  7. Is there a prepayment penalty? You want to be able to pay off the loan upon sale or refinancing of the property without penalty.
  8. Can I lock in my interest rate? What lock-in fees are charged?
  9. What is the lender's track record?
  10. Will the loan be sold? Who will handle servicing? Some people prefer to deal with lenders who are in town and can handle servicing questions and problems.
We have working relationships with many local lenders and, based on our experiences, we can answer many of your questions. Call or e-mail us for invaluable assistance in selecting a potential lender.
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MAGIC Improve Your Chances Of Getting The Right Loan
MORE FOR LESS Six Tips For Getting The Best Loan
IDLE EQUITY Put Your Home's Equity To Work With Six Savvy Strategies
MORTGAGE Insider's Guide To The Latest Home-Loan Opportunities
SHELTER Six Little-Known Ways To Help Relatives Finance a Home
QUALIFIED How Much House Can You Really Afford?
OPTIONS Ten Savvy Ways To Pay For A HomeToday
LOWER RATE Seven Smart Ways To Reduce Your Mortgage
CREDIT REPAIR How To Move From Rejection To Approval
WHY REFI Five Great Reasons To Refinance Today
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