Saturday, December 16, 2017
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RE/MAX Best 2925 Hwy. 51, Suite B
Licensed by the Louisiana Real Estate Commission, Independently Owned & Operated
2925 Highway 51
LaPlace U.S.A., Louisiana 70068

Office: (985)652-7653
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Weekly Wisdom Direct To You
For the Week of December 17, 2017...

Understand how lenders decide who gets a loan and who doesn’t.

Lenders look at your credit application (income and debts) as well as your credit report (payment history). All the information is evaluated from your payment history, amounts owed on specific accounts, and the number and types of accounts you have, among other factors. To get your credit score lenders initially don’t consider your occupation, salary or employment history. By using a statistical program that compares your credit information with the credit performance of consumers who fit similar profiles, lenders award points for each factor to help them determine whether or not to give you credit. The total number of points – the credit score – helps predict your creditworthiness – in other words, how likely it is that you will repay the loan and make timely payments. Learn more about credit scoring and how you can improve your credit score.

P.S. If you’re worried about bad credit and how it may count against you when you apply for a loan, click here to read our FREE e-Report, “Credit Repair: How To Move From Rejection To Approval.”

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FIRST TIME How To Buy The Most Home For Your Money
QUALIFIED How Much House Can You Really Afford?
TIRE KICKING Secret Tests To Check A Property's Condition
LOCATION LOCATION: The Most Important Questions Every Buyer Should Ask
NEGOTIATE How To Buy The Home You Love At The Price You Want
SEARCH Quick Checklist For Finding The Perfect Home
INVEST YOUR RENT Why Pay Your Landlord's Mortgage?
MORE FOR LESS Six Tips For Getting The Best Loan
OPTIONS 10 Savvy Ways To Pay For A Home Today
SHELTER Six Little-Known Ways To Help Relatives Finance A Home
 
 
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