Tuesday, May 23, 2017
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Inside This Edition
Great Returns
12 Ways To Invest Less Than $1,000 In Your Home And Sell It For More
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Insurance
Know-How For Making A Claim
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Sniff Test
Odor, Odor Go Away
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Numbers That Matter
What Is Your Credit Score?
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Buying Smart
The Best Way To Handle A Seller’s Market Is With Your Head, Not Your Heart
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File It Away
Conquer That Mountain Of Paperwork
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 5

Buying Smart

The Best Way To Handle A Seller’s Market Is With Your Head, Not Your Heart

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Do not get emotionally invested in a home, at least until it’s officially yours! Lose the temptation to picture yourself and your family in the home. It’s just a structure that meets your needs, until you successfully buy it. Then, go wild - it IS yours!

Do not go over your budget limit. Before you start looking at homes, sit down with your mortgage lender to understand how much money you can borrow. Determine if your family’s budget is comfortable with the highest loan amount or if you need to lower the amount to stay financially stable. Once you have a figure set, keep this in mind with purchase offers and do not go over it, even when bidding wars erupt.

Do not overpay for the home. Know the neighborhood. Know recent sale prices for comparable homes. Overpaying can mean big, expensive trouble later when the appraisal comes in below the purchase offer price. You might have to pay money out of your pocket, or walk away and lose your earnest money/deposit.

Do not go it alone. Working with a real estate professional - like us - can help you navigate a home purchase in a competitive market. Our knowledge, market know-how and negotiation skills can work to your advantage.


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