Tuesday, May 23, 2017
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Inside This Edition
Great Returns
12 Ways To Invest Less Than $1,000 In Your Home And Sell It For More
Read More >
Insurance
Know-How For Making A Claim
Read More >
Sniff Test
Odor, Odor Go Away
Read More >
Numbers That Matter
What Is Your Credit Score?
Read More >
Buying Smart
The Best Way To Handle A Seller’s Market Is With Your Head, Not Your Heart
Read More >
File It Away
Conquer That Mountain Of Paperwork
Read More >
 
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Insurance

Know-How For Making A Claim

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If you’ve suffered a loss with your home due to disaster or theft, check with your insurance agent as soon as possible to follow their claim procedure to ensure coverage.

Contact

Immediately after determining that everyone is safe and out of danger, contact your insurance company. They are likely to assign a claim representative to your case and can walk you through the claims process. This representative will be your go-to person for questions and assistance.

Official

Often you will need to file a police report for thefts and accidents. Get a copy of the report.

Document

In the case of damage from a disaster (accident, weather, etc.), take photos of the damage. Take down notes from the incident such as when, how and where everything happened. Save receipts for any work done or items purchased related to the damage.

Protect

If there are parts of your home exposed due to the damage, hire a firm to board up your roof or windows if the job is too big for you to handle.

Follow Up

Create a file with all information related to the incident. Document all phone calls with date, time and information shared. Save emails to your insurance company, contractors, and authorities. Add follow-up tasks to your calendar to ensure that claims (and replacements, repairs and/or payments) are being handled in a timely manner.


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